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Bankruptcy Is Not An Ending; It Is A New Beginning

Filing for bankruptcy can help lead you down the life-changing path of relieving substantial debt. While the topic of bankruptcy is understandably stressful, know that you can reach out to me at my Oregon office with any questions or concerns you may have.

I provide the compassionate and honest legal guidance you deserve when anticipating possible foreclosures, repossessions and other stressful situations brought on by debt. My years of legal experience equip me with the seasoned intuition necessary for you to trust with your bankruptcy case.

Bankruptcy May Be The Solution You Have Been Needing To Escape Your Financial Difficulties

Whether filing for bankruptcy relief is in your best interest depends on the context of your situation. Because bankruptcy will have lasting impacts on your credit score, it’s always ideal to explore all your options before moving forward with filing. If your debt is too much for your income to address and no one in your network is available to help, it may be time to file for bankruptcy.

While you’re considering your options, it’s also crucial to know the different types of bankruptcy you may be eligible for. I can provide you with legal assistance as a Chapter 7 bankruptcy or Chapter 13 bankruptcy attorney.

  • Chapter 7 bankruptcy is a better option for many debtors because its process is quick and you can emerge debt-free. This bankruptcy form liquidates all debt (except for nondischargeable debts, like student loans), and is often the prime choice for filers who may have substantial credit card debt, personal loans or medical bills due to an injury. If you don’t own a lot of property and your family income doesn’t exceed the average amount for a family of the same size, this form may be your best option.
  • Chapter 13 bankruptcy allows you to catch up on missed payments and other debts over a three-to-five-year period. This form works well for filers whose income may be too high to qualify for Chapter 7 bankruptcy. Regardless, different chapters are ideal for different situations. Even if you may qualify for the quick turn-around approach that Chapter 7 offers, Chapter 13 bankruptcy may ultimately be the better choice for you with its provided protection over your property and its customizable payment plans.

Both Chapter 7 and Chapter 13 bankruptcy have varying eligibility requirements. If you’re wondering which type of bankruptcy you should choose, or if you don’t know where to begin, contact me today to get started.

Take Control Over Your Situation With An Experienced Bankruptcy Attorney On Your SIde

Filing for bankruptcy is complicated and stress-inducing, which is why working with a bankruptcy attorney is well worth it. If you’re preparing to file for bankruptcy relief in the Oregon area, it’s important to enlist the help of a local attorney who prioritizes your interests. I have the experience and knowledge to help explain complex concepts and guide you down the right path in accordance with your circumstances.

After a consultation, it may even become clear that filing for bankruptcy isn’t the best option for you. All things considered, I will provide you with honest and reliable legal advice to support your mission of protecting your financial future.

Begin Your Bankruptcy Case

You’ve worked hard to stay on top of your bills, but there are other options out there. Is it time to leave your debt behind? If your situation has grown to a level beyond what your income can handle, filing for bankruptcy relief may be the best way to get back on your feet and start down a path toward a brighter future. It’s not too late to restore your peace of mind. If you’re ready to discuss your filing options and you live in Northern and Western Oregon, reach out to me today.

You Can Start On Your New Path Today By Calling Me

How you got to where you are does not have to define where you go. If you are stuck in an endless cycle of missed payments and debt, then bankruptcy may offer you the solution to break out in a new direction toward financial stability.

By calling the Talmadge Firm, you can take the first step toward that new path. Dial 541-500-8082 or send me a message online to provide me with a brief description of your situation.

The Talmadge Firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.